In Ohio mortgage brokers are licensed by the Division of Financial Institutions. You can call them at: (614) 728-8400 or visit them online at: www.com.state.oh.us/dfi/fiin_apps/loan_officer/default.aspx
to verify that a mortgage broker is licensed in the state of Ohio. You can also visit the Ohio Association of Mortgage Brokers (OAMB) to see if your mortgage broker belongs to a reputable Professional Association. Visit the OAMB online at www.oamb.org  to find an Ohio broker.

It is a good idea to check with any applicable Mortgage Professional Associations, when looking for a reputable mortgage broker. For example Mortgage Bankers Association (MBA), the National Association of Mortgage Brokers (NAMB), and in California, the California Association of Mortgage Brokers (CAMB) - And many others located Nation wide.

Ask the broker for references. If a broker cannot or will not give you references then its time to continue the search.

You may also have your realtor or any friends or family members refer you to a mortgage broker they have used in the past.

Reputable mortgage brokers charge rates and fees that do not vary based on age, gender, race, religion, or national origin. If you feel you have been discriminated against contact your state licensing authority to file a complaint.

In most states, mortgage brokers are licensed by the state government. Always make sure that your mortgage broker has a current, valid and proper license. In addition, in many states it is easy to check if the broker has had any violations recorded against his license.

Make sure when searching for a broker that you first find a good, knowledgeable broker that makes you feel at ease, has knowledge of the programs available, and is someone that you can work with. Once you find this then it is time to talk rates and fees but make sure and find a good broker first.